IBPS RRB PO 2019 – Readiness for Interview

Points for Discussion RRB PO Interview

Dear Friends,

IBPS RRB PO Main examination 2019 was held on 13th October 2019. IBPS has now released the RRB PO mains cut off 2019 and very shortly the selected candidate will be appearing for the interview before IBPS Panel.

I, as IBM of Mahendra Educational Pvt. Ltd, present here the Tips and Topics for the interview. Every Candidate will be judged on the following aspects:

  1. Subjective Awareness
  2. General Awareness
  3. Banking Awareness
  4. Communication
  5. Confidence
  6. Situation Handling

Tips To Groom Yourself

  • A candidate’s attire plays an important role if appearing for the interview phase. The way you carry your dress can leave a good Impression on the interviewer. One should choose the attire as per the working environment and work culture. Some students use to dress up as if they are going for a party which is a big turn off in their interview round. Once attire conveys a lot about their readiness, about the job and work. The attire where public dealings are done should be very formal. You are not expected to wear a range of brands instead, a clear and ironed dress would make it in the interview round.

Tips On disposition

  • Enter the room with the smiling face and greet all of them good morning/Good noon.
  • Do not sit until they ask you to sit.
  • Try not to put your hands on the table. Keep your body straight and your hands on your lap.
  • Do not smile too much or don’t be very serious. Don’t put your hands-on you head pretending like you are nervous or trying to recall something.
  • Make eye contact with the interviewer, If you are answering the question. Make sure you maintain the eye contact, with everyone present over there.
  • don’t interrupt while the interviewer is speaking. Listen to their question very carefully.
  • Try not to stammer and don’t look puzzled.
  • Think before you speak.

Research Well About The organization

Always get the complete information about the organization you are going to appear for. The interviewer may ask you questions about that organization. Be familiar with the history of the organization and what is happening all around.

Revise Commonly Asked Questions

Always pay attention to the questions that an interviewer asked repeatedly. Instead of giving the same replies make your own answer, as it will be more impressive for him. Give your answers with confidence as it is the key ingredient to present yourself.

Be Very Charming

Interviewer notices everything you do. Like how do you behave, sit, stand and walk? Keep a check on your body postures. Do not be very rigid or robotic. Be yourself.

Learn To Accept-“NO”

It is possible that you may not know the answer to a few questions. Instead of giving wrong answers learn to accept that right now you don’t know the answer but you will definitely read about it. Or you are unable to recall it now. Give smart answers it leaves a positive impression on the interviewer.

Gap In Employment? This Is How To Respond In An Interview

Please click on the link below to see the video : https://youtu.be/RE-LIPOFnrE

How to explain a gap year in a job interview (Source: https://www.indeed.com/career-advice/interviewing/how-to-explain-employment-gaps)

  1. It will come up. Regardless of whether you mention it or not, your gap year will come up during your job interview. ...
  2. Be confident about it. ...
  3. Most common reasons for resume gaps. ...
  4. Don't be explicit unless it matters for the interview. ...
  5. The skills you have acquired. ...
  6. Showcase your traits.

There are a few easy-to-follow guidelines for how to address gaps in your employment history:

  1. Be prepared to talk about it

Having a gap on your resume won’t necessarily prevent you from moving successfully through the interview process. But potential employers will expect an explanation. Take the time beforehand to work out how you can address the gap in a way that projects confidence and positivity.

  1. Be honest

You want to be truthful without going into unnecessary detail. A basic template for your answer could be: “I [reason you were not employed]. During that time, [what you did during the gap]. Returning to work was top of mind during that period and I’m ready to do that now.”

Here are some examples of how you might fill in that template based on your situation:

If you left the workforce to be a caretaker: “I spent some time as the primary caretaker in my family. During that time, I was able to be there for my family but always knew I wanted to return to work. I’m ready to do that now.”

If you were laid off: “My former employer underwent a restructuring that resulted in my position being eliminated. To be honest, it was a difficult time. But I left with the confidence that I had developed important skills there and built strong relationships with my managers and colleagues. I’m looking forward to the opportunity to apply those experiences in my next job.”

If you were fired: “The company and I had different expectations. In reflecting on that experience, I realize there are some things I could have done differently. I learned a great deal and I’m excited about the opportunity to bring that maturity to my next job.”

If you took time off for personal reasons: “I was able to take some time off work to focus on myself. It was a time that prepared me to take on new challenges. I’m incredibly excited about the opportunities that lie ahead, such as this position.”

  1. Fill the gap

While you don’t need to go into detail about what caused your employment gap, you should give specifics on how you spent that time.

Mention anything you read to keep up on the industry, how you stayed in touch with colleagues, or what you’ve done to prepare for your re-entry. Also bring up any freelance work, volunteer or community positions you’ve held, classes or events you’ve attended, or any other way you’ve advanced your professional skills. The goal is to convey that you’ve been engaged even if you haven’t been formally employed.

  1. Keep it brief and exit if you need to

Many people take time off for one reason or another. Sometimes, these reasons are personal and something you prefer to keep private.

Once you’ve addressed the gap and explained what you did during that time, steer the conversation back to your desire and ability to do the job you’re interviewing for. You can do this by asking a question of your interviewer once you’ve answered their question.

If the conversation continues in a direction you are not comfortable with, you have the option of saying: “I’d prefer not to go into more detail. I am very interested in sharing details of my work experience, however.” From there, you can supply another anecdote from your work history that makes you qualified for the position.

You may consider ending the interview at any time by saying, “I’m not comfortable with where our conversation is headed so this may not be the right fit. Thank you for your time.”

HR Related Questions:

  • SWOT Analysis of self/Institution/Industry
  • Tell us about yourself.
  • Explain about yourself

TOPICS TO FOCUS UPON

Banking Awareness in all with specific reference to the following:-

  • RBI – Role & Functions – (Monetary Policy & Effect of Policy rate change on Economy)
  • NABARD – Role & Responsibility
  • Regional Rural Banks – (Capital Shareholding Pattern – RRB Act – Merger - Status )
  • Focus on RRB vis-à-vis Consolidation & Further Merger. Provisions in present Budget – Present Status
  • Financial Sector Reforms announced in Budget
  • Budget 2019
  • Mega Merger of Bank
  • Recapitalisation of Banks
  • Transfer of Surplus by RBI to Central Government – Implication on Economy
  • Lead Bank Scheme
  • RUDSETI & Financial Literacy
  • Banking Challenges
  • NPA
  • Priority Sector Advances & Targets – Special Reference to RRB
  • Agriculture Loans and Advances
  • Types of Banks & Functions of Bank
    • Payment Banks/Small Finance Banks/Mudra Bank
  • Financial Inclusion(FI) :-
    • Various Tools of RBI to tackle Financial Inclusion & Present State of FI.
    • Whether Present Banking Schemes have been able to meet the requirements of FI
    • Banking Schemes for FI
    • Effect of FI on Economy
    • Concept of Business Correspondent & Business Facilitator
  • Systemically Important Banks (DSIB)
  • Government Schemes
  • CASA & NDTL – BSBDA
  • Banking Ombudsman
  • Payment & Settlement System
  • FINTECH
  • Gold Schemes – Deposit & Loans
  • Latest Technological Developments in Banking Sector

 Miscellaneous :

  • Visit the Website of RBI,Various Banks and The RRB Bank for which you have given first preference for getting update on the history and products of the RRB in particular
  • Read News Paper daily for Financial News and Important Current Developments taking place Domestically & Internationally. Also Update on various Financial Reforms in Banking Sector.
  • Also be prepared for your basic knowledge of last Education For Situation and the Projects undertaken.
  • For Situation Handling One should know that every situation can be handled with in the following manner:
    • Why & How the Situation occurred ?
    • What are the Options available to handle the situation ?
    • Which the best Option to handle the situation ?
    • Exercise the best Option ?

For Study Materials and Interview Tips please click on the following link: Banking Aspirants for IBPS/RRB PO/Clerk, SBI PO/Clerk & RBI Grade B

 So friends prepare for the Interview on above points. We wish all the successful candidates best of luck.

Rakesh Khare

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