{"id":1165,"date":"2016-04-01T18:01:44","date_gmt":"2016-04-01T12:31:44","guid":{"rendered":"http:\/\/yourcareerheights.com\/?page_id=1165"},"modified":"2016-07-01T21:40:28","modified_gmt":"2016-07-01T16:10:28","slug":"practical-banking-lessons-from-sir-waman-d-gokhale","status":"publish","type":"page","link":"https:\/\/yourcareerheights.com\/?page_id=1165","title":{"rendered":"Practical Banking Lessons from Sir Waman D Gokhale"},"content":{"rendered":"

Waman D Gokhale<\/strong><\/p>\n

Flat No 19,Ganesh Pooja,Near Mahavir Furniture & Electronics,Bibwewadi,
\nPune \u2013 411037<\/p>\n

E-mail \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0: \u00a0 waman.gokhale@gmail.com
\nPhone Number\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : \u00a0+91 7350901500 (+91 9833224068)<\/p>\n

DEAR READERS
\nI am receiving daily 10\/12 queries
\n1. How to order for
\n“Banking Beyond Books”
\na book on application of soft skills.
\n2. How I shall I pay?
\n——-+-+-+———–
\n1. SMS your full name & Postal address with pin to me on my mobile, FB,WhatsApp or mail address. 7450901500 waman.gokhale.@gmail.com<\/a>
\n2. The cost is Rs180+postage is Rs250 per copy.For more than (1 copies actual postage)
\nAnd
\nMy Account details are Waman Gokhale
\nSB account no- 00000003077385296
\nCentral Bank of India, Fort, Mumbai- 400023 & IFSC CBIN0280621.<\/p>\n

Day to Day Banking<\/h3>\n

Understanding Balance Sheet and Financial Statements<\/a>
\nDay to Day Banking – Debit & Credit
\n<\/a>Lesson on GL-2<\/a>
\n<\/a>Lesson No.1- Principles of Accounts<\/a>
\nLesson No. 3 – GL<\/a>
\nLesson No. 4 – GL<\/a>
\nLesson No. 5 – General Accounting Entries<\/a>
\nLesson No. 6 – GL<\/a><\/p>\n

Article No. 1
\n<\/a>
\nArticle No. 3 Dated 03\/05\/2016<\/a><\/p>\n

Bank Guarantees<\/h3>\n

Lesson No. 9 Solvency Certificate<\/a> Lesson No 10 – Understanding Bank Guarantee<\/a> Lesson No. 11 – Aspects of Bank Guarantee<\/a> Lesson No. 12 – Discussion on BGs<\/a> Lesson No. 13 – Last Lesson on BGs<\/a><\/p>\n

Letter of Credit<\/h3>\n

Lesson on Letter of Credit
\n<\/a>Lesson 14 – Aspects About Letter of Credit
\n<\/a>Lesson 15- Discussion on LC<\/a><\/p>\n

Appraisal Technique<\/h3>\n

Lesson No 16 – Appraisal Of Proposals<\/a> Lesson No 17 – Discussion on Ratio Analysis<\/a> Lesson No. 18 – Discussion on Ratio Analysis Continued <\/a>Lesson No. 19 – Term Loan \/ Project Appraisal<\/a> Lesson No. 20 – Concept of Break Even Point (BEP)<\/a> Lesson No. 21 – Funds Flow Statement<\/a> Lesson No. 22 – Practical Tutorial on Funds Flow Statement<\/a> Lesson No. 24 – Working Capital Finance<\/a> Lesson No. 25 – Working Capital – II<\/a> Lesson No. 27 – Cash Flow Cash Budget System<\/a><\/p>\n

Appraisal Technique \u2013 Important points be remembered\/ complied for sanction<\/h3>\n

LESSON No 28 \u2013 Important points be remembered\/ complied before Sanction<\/a>
\nLesson No. 29 – Chore Committee<\/a><\/p>\n

Credit Appraisal & Monitoring<\/h3>\n

1. Every Credit proposal is basically a decision making exercise.It is a function of Information, Intuition and its application.
\n2 .Three pillars of Appraisal are Integrity , Financials and Market Trends.
\n3 We draw Financial\/Credit\/Due diligence report. This report helps us to understand the Credit Worthiness of the borrower as well as his Financial worth.Thus it is a report giving Quality and Quantity ie Net Worth.
\n4 We also discussed what are the common terms meant Technical feasibility, Economic and Commercial viability.
\n4 We also discussed SWOT analysis and its application in decision making.
\n5 The time and depth applied in appraisal of these aspects depend upon the Credit limit ie exposure we have to sanction.<\/span>
\n<\/span>Lesson No. 3 – Credit Appraisal<\/a>
\nLesson No, 5 – Concepts used in Appraisal<\/a>
\nLesson No. 6 – SWOT Analysis<\/a>
\nLesson No. 7 – Types of Securities – I<\/a>
\nLesson No. 8 – Types of Securities – II<\/a>
\nLesson No. 30 – QIS-I Statement<\/a>
\nLesson No. 31 – QIS II & III Statements<\/a>
\nLesson No. 32 – Monitoring of Advance Accounts<\/a>
\nLesson No. 33 – Stock Inspection<\/a>
\nLesson No. 34 \u2013 Stock Inspection of a Manufacturing unit under SME.<\/a>
\nLesson No. 35- Monitoring<\/a>
\nLesson No. 36 – Credit appraisal-Interview of the Borrower<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Waman D Gokhale Flat No 19,Ganesh Pooja,Near Mahavir Furniture & Electronics,Bibwewadi, Pune \u2013 411037 E-mail \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0: \u00a0 waman.gokhale@gmail.com Phone Number\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : \u00a0+91 7350901500 (+91 9833224068) DEAR READERS I am receiving daily 10\/12 queries 1. How to…<\/p>\n","protected":false},"author":1,"featured_media":1158,"parent":376,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"templates\/left-sidebar.php","meta":{"footnotes":""},"class_list":["post-1165","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/1165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1165"}],"version-history":[{"count":53,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/1165\/revisions"}],"predecessor-version":[{"id":1558,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/1165\/revisions\/1558"}],"up":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/media\/1158"}],"wp:attachment":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}