{"id":3314,"date":"2018-11-23T22:45:47","date_gmt":"2018-11-23T17:15:47","guid":{"rendered":"http:\/\/yourcareerheights.com\/?page_id=3314"},"modified":"2018-11-25T14:37:14","modified_gmt":"2018-11-25T09:07:14","slug":"union-bank-of-india-centenary-year-celeberation-2018-19","status":"publish","type":"page","link":"https:\/\/yourcareerheights.com\/?page_id=3314","title":{"rendered":"UNION BANK OF INDIA\u00a0 &#8211; Centenary Year Celeberation \u2013 2018-19"},"content":{"rendered":"<div id=\"pl-3314\"  class=\"panel-layout\" >\n<div id=\"pg-3314-0\"  class=\"panel-grid panel-no-style\" >\n<div id=\"pgc-3314-0-0\"  class=\"panel-grid-cell\"  data-weight=\"1\" >\n<div id=\"panel-3314-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" data-style=\"{&quot;padding&quot;:&quot;15px 15px 15px 15px&quot;,&quot;mobile_padding&quot;:&quot;10px 10px 10px 10px&quot;,&quot;background&quot;:&quot;#e8e8e8&quot;,&quot;background_image_attachment&quot;:false,&quot;background_display&quot;:&quot;tile&quot;,&quot;border_color&quot;:&quot;#8224e3&quot;,&quot;margin&quot;:&quot;15px 15px 15px 15px&quot;,&quot;link_color&quot;:&quot;#8224e3&quot;}\" >\n<div class=\"panel-widget-style panel-widget-style-for-3314-0-0-0\" >\n<div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n<h2 style=\"text-align: center;\">\u00a0<span style=\"color: #000080;\">Awareness About Union Bank of India<\/span><\/h2>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td width=\"100%\">\n<h3><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3315\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation-300x300.jpg\" alt=\"\" width=\"222\" height=\"222\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation-300x300.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation-150x150.jpg 150w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation.jpg 700w\" sizes=\"auto, (max-width: 222px) 100vw, 222px\" \/><\/a> <a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-3316\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation3-300x219.jpg\" alt=\"\" width=\"300\" height=\"219\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation3-300x219.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation3-768x560.jpg 768w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Centenary-Year-Celeberation3.jpg 953w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><span style=\"color: #000080;\"><strong>As Union Bank of India Celebrates Centenary Year from 11th November 2018 till November 2019 on Completing 100 years\u00a0 \u00a0(11-11-1919 &#8211; 11.11.2019) We wish Union Bank <\/strong><\/span><\/h3>\n<h3><strong><span style=\"color: #993366;\">*A very Happy Birthday to you dear Union Bank of India*<\/span><\/strong><\/h3>\n<p><span style=\"color: #000080;\">Born on 11.11.1919, this day 11.11.2018 is the 100th birthday and Foundation day. It has been century of trust filled with joy and happiness. Having commenced your existence in erstwhile Bombay at the august hands of none other than the Father of the nation, Mahatma Gandhi, we all feel proud and humbled to have branched out not only to more than 4300 branches and 6800+ ATMs all across India but have made your presence felt across the world. From being the 1st PSB to launch core banking operations in 2008 to being a techno savvy bank with 75% of the operations processed digitally, today Union Bank is \u00a0one of the leading PSBs in the country and owe its formidable success story to all Unionites, past and present who have strengthened me brick by brick as the Bank continues to remain _&#8221;Good people to bank with&#8221; to all the loyal customers who have stood by it. Union Bank \u00a0looks forward to this centenary year with great zeal and enthusiasm which will be a year of celebration for all Unionites. The future beckons with even great enthusiasm and grit knowing very well that my century of trust will be carried forward to another century with equal vigour.<\/span><\/p>\n<p><span style=\"color: #000080;\">It has been century of trust filled with joy and happiness.<\/span><\/p>\n<p><span style=\"color: #000080;\">We have presented here certain Information about Union Bank of India which will help you understand more about the Bank \u2013 its profile, aspirations, leadership team, the banking and other policies adopted etc.\u00a0The KYC, RTI Policy of the Bank is also given for the benefit of Readers.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #993366;\"><strong>PROFILE OF THE BANK<\/strong><\/span><\/p>\n<table width=\"768\">\n<tbody>\n<tr>\n<td>\n<h3><span style=\"color: #993366;\">The Corporate Vision and Corporate Mission are the basis on which the roadmap for the future has been constructed. Union Bank has an able and experienced leadership team, with Shri Rajkiran Rai G. as Managing Director and CEO. Under his guidance the Bank aspires to be the best bank in terms of customer excellence.<\/span><\/h3>\n<h2 style=\"text-align: center;\">\u00a0<span style=\"color: #993366;\">CORPORATE VISION &amp; MISSION<\/span><\/h2>\n<h3 data-tab=\"fa-tab9\"><span style=\"color: #993366;\">CORPORATE VISION<\/span><\/h3>\n<p><span style=\"color: #993366;\"><strong>To become the bank of first choice in our chosen areas by building beneficial and lasting relationships with customers through a process of continuous improvement<\/strong>\u00a0<\/span><\/p>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Mission.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-3317 aligncenter\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Mission-251x300.jpg\" alt=\"\" width=\"251\" height=\"300\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Mission-251x300.jpg 251w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Mission.jpg 464w\" sizes=\"auto, (max-width: 251px) 100vw, 251px\" \/>At Union Bank of India they have the vision to be:<br \/>\n\u2022 The largest nationalized bank in India, with global presence.<br \/>\n\u2022 A financial supermarket, with leadership in identified spaces.<br \/>\n\u2022 A top shareholder wealth creator where growth is a passion.<br \/>\n\u2022 A young, innovative and adaptive organization leveraging its experienced<br \/>\nworkforce.<br \/>\n\u2022 A bank where customers are supreme and the brand admired by all<br \/>\nstakeholders.<br \/>\n\u2022 An organization that cares for society and demonstrates best corporate<br \/>\ngovernance.<br \/>\nThe following strategies were identified by the bank for achieving the vision:<br \/>\na) Grow faster &#8212; 5% over the growth rate of peer banks in business.<br \/>\nb) Do things differently -new methods of doing business.<br \/>\nc) Every one to contribute\u2014 share the vision and take effort to realize it.<br \/>\nd) Challenge the mind set\u2014 proves themselves that they can change.<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"753\">\n<tbody>\n<tr>\n<td>\n<h3><span style=\"color: #993366;\">\u00a0<strong>CORPORATE MISSION<\/strong>\u00a0\u00a0<\/span><\/h3>\n<ul>\n<li><span style=\"color: #993366;\"> <strong>\u00a0To be a customer centric organization known for its differentiated customer service<\/strong><\/span><\/li>\n<li><span style=\"color: #993366;\">\u00a0<strong>To offer a comprehensive range of products to meet all financial needs of customers<\/strong><\/span><\/li>\n<li><span style=\"color: #993366;\">\u00a0<strong>To be a top creator of shareholder wealth through focus on profitable growth<\/strong><\/span><\/li>\n<li><span style=\"color: #993366;\">\u00a0<strong>To be a young organization leveraging on technology &amp; an experienced workforce.<\/strong><\/span><\/li>\n<li><span style=\"color: #993366;\"><strong>\u00a0To be the most trusted brand, admired by all stakeholders<\/strong><\/span><\/li>\n<li><span style=\"color: #993366;\">\u00a0<strong>To be a leader in the area of Financial Inclusion<\/strong><\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center;\"><strong><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3318 aligncenter\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-300x300.jpg\" alt=\"\" width=\"59\" height=\"59\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-300x300.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-150x150.jpg 150w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo.jpg 400w\" sizes=\"auto, (max-width: 59px) 100vw, 59px\" \/><\/a><span style=\"color: #993366;\">UNION BANK OF INDIA &#8211; AN OVERVIEW<\/span><\/strong><\/p>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"3\" width=\"99%\">\n<h3><strong>\u00a0<\/strong><span style=\"color: #993366;\"><strong>A Glorious Past &#8211; A Brighter Future<\/strong><\/span><\/h3>\n<p><span style=\"color: #993366;\">Union Bank of India was established on 11th November 1919 with its headquarters in the city of Bombay now known as Mumbai.<\/span><\/p>\n<p><span style=\"color: #993366;\">The Head Office building of the Bank in Mumbai was inaugurated by <strong>Mahatma Gandhi, the Father of the nation<\/strong> in the year 1921, and he said on the occasion: <strong><em>&#8220;We should have the ability to carry on a big bank, to manage efficiently crore of rupees in the course of our national activities. Though we have not many banks amongst us, it does not follow that we are not capable of efficiently managing crore and tens of crore of rupees.&#8221;<\/em><\/strong><\/span><\/p>\n<p><span style=\"color: #993366;\">His prescient words anticipated the growth of the bank that has taken place in the decades that followed. The Bank now operates through over 4200+ branches across the country. The Bank&#8217;s core values of prudent management without ignoring opportunities is reflected in the fact that the Bank has shown uninterrupted profit during all 96 years of its operations.<\/span><\/p>\n<p><span style=\"color: #993366;\">Union Bank has been playing a very proactive role in the economic growth of India and it extends credit for the requirements of different sectors of economy. Industries, exports, trading, agriculture, infrastructure and the individual segments are sectors in which the bank has deployed credit to spur economic growth and to earn from a well diversified portfolio of assets.<\/span><\/p>\n<p><span style=\"color: #993366;\">Resources are mobilized through Current, Savings and Term Deposits and through refinance and borrowings from abroad. The Bank has a large clientele base of over\u00a0\u00a05.7 crores.<\/span><\/p>\n<p><span style=\"color: #993366;\">On the technology front the Bank has taken early initiatives and 100% of its branches are computerized. The Bank has also introduced Core Banking Solution with connectivity between branches. 100% of the business of the Bank is under Core Banking Solution making it a leader among its peers in infusion of technology. Many innovative products are developed using the technology platform to offer an array of choices to customers, adding speed and convenience to transactions. Technology will also enable the Bank to derive substantial cost reduction while creating the requisite capacity to handle the ever increasing volume of business in a competitive environment that offers immense opportunities.<\/span><\/p>\n<p><span style=\"color: #993366;\">At the end of March 2015 the Bank achieved total business level of\u00a0Rs. 5,79,627\u00a0crore (Rupees\u00a0five lakh seventy Nine thousand six hundred and twenty seven crore).<\/span><\/p>\n<p><span style=\"color: #993366;\">Behind all these achievements is a dedicated team of staff, which is truly cosmopolitan in its composition. Many generations of members of staff have contributed in building up the strong edifice of the Bank. The present team of over 36,000 members of staff distinguishes itself with its customer centricity, willingness to learn and adherence to values enabling us to be recognized as a caring organization where people enjoy their work and relationship with customers.<em>\u00a0<\/em><\/span><\/p>\n<p style=\"text-align: right;\"><span style=\"color: #00ccff;\"><em>(Source: Union Bank Website)<\/em><\/span><\/p>\n<table width=\"748\">\n<tbody>\n<tr>\n<td colspan=\"3\" width=\"100%\">\n<h3 style=\"text-align: center;\"><span style=\"color: #993366;\"><strong>History of Union Bank of India<\/strong><\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"99%\"><span style=\"color: #993366;\">Union Bank of India was established on 11th November 1919 with its headquarters in Mumbai. It was promoted by Seth Sitaram Poddar\u00a0<a style=\"color: #993366;\" href=\"http:\/\/goo.gl\/s0UvZU\">1<\/a>\u00a0and for the first three years was under European Management. The Head Office building of the Bank in Mumbai was inaugurated by Mahatma Gandhi, the Father of the nation in the year 1921, and he said on the occasion:<em>\u00a0<strong>\u201cWe should have the ability to carry on a big bank, to manage efficiently crore of rupees in the course of our national activities. Though we have not many banks amongst us, it does not follow that we are not capable of efficiently managing crore and tens of crore of rupees.\u201d<\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #993366;\">Union Bank of India (Union Bank) was registered on 11 November 1919 as a limited company in\u00a0Mumbai\u00a0and was inaugurated by\u00a0Mahatma Gandhi. At the time of India&#8217;s independence in 1947, Union Bank of India had four branches &#8211; three in\u00a0Mumbai\u00a0and one in\u00a0Saurashtra, in trade centres. By the time the\u00a0Indian government nationalized it in 1969, it had 240 branches. Shortly after nationalisation, Union Bank of India acquired\u00a0<strong>Belgaum Bank<\/strong>, a private sector bank established in 1930 that had itself merged in a bank in 1964, the Shri Jadeya Shankarling Bank ( Bijapur; incorporated on 10 May 1948). Then in 1985 Union Bank of India acquired Miraj State Bank, which was established in 1929, and which had 26 branches. In 1999 the\u00a0Reserve Bank of India\u00a0requested that Union Bank acquire Sikkim Bank in a rescue after extensive irregularities had been discovered at the non-scheduled bank.<\/span><\/p>\n<p><span style=\"color: #993366;\">Union Bank expanded internationally in 2007 with the opening of offices in Abu Dhabi, United Arab Emirates, and Shanghai in the People&#8217;s Republic of China. The next year, Union Bank established a branch in Hong Kong, its first branch outside India. In 2009, Union Bank opened a representative office in Sydney, Australia.<\/span><\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #993366;\">Bank\u2019s Logo<\/span><\/h3>\n<p><span style=\"color: #993366;\"><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-3320\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-1.jpg\" alt=\"\" width=\"88\" height=\"81\" \/><\/a> <\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Union Bank of India &#8211; Oldest Logo<\/span><\/p>\n<p><span style=\"color: #993366;\"><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-3321\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-2-300x62.jpg\" alt=\"\" width=\"300\" height=\"62\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-2-300x62.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-2.jpg 330w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Union Bank of India\u00a0 &#8211; Previous old logo<\/span><\/p>\n<p><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-3322\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-3-300x63.jpg\" alt=\"\" width=\"300\" height=\"63\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-3-300x63.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Logo-3.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p><span style=\"color: #993366;\">Union Bank of India &#8211; Present Logo<\/span><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong><span style=\"color: #000080;\">Present Logo<\/span>:<\/strong>\u00a0<span style=\"color: #993366;\">The logo features two interlocking U\u2019s in red and blue, stands for the consumer and the bank. \u00a0The two U\u2019s stand for union and the integrity, security and strength, which Union Bank of India stands for. The colour blue represents commitment, while red is symbolic of the passion that exists at Union Bank of India.<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>Tagline:<\/strong><\/span>\u00a0<strong><span style=\"color: #993366;\">Good people to bank with<\/span><\/strong><\/p>\n<\/td>\n<td width=\"0%\"><\/td>\n<td width=\"0%\"><\/td>\n<\/tr>\n<tr>\n<td width=\"99%\">\n<h3 style=\"text-align: center;\"><span style=\"color: #000080;\"><strong>YEAR &amp; EVENTS<\/strong><\/span><\/h3>\n<p style=\"text-align: center;\"><strong><span style=\"color: #000080;\">Important Milestones of the UBI<\/span><\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"color: #993366;\"><strong>Year \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Events<\/strong><\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1919 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank founded in Bombay on 11th November 1919.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1921 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank\u2019s Registered Office inaugurated by Mahatma Gandhi, Father of the<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Nation.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1923 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Came under the management of Central Bank of India.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1944 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Freed from the tutelage of Central Bank of India.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1956 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Received licence to deal in all foreign currencies.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1964 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank\u2019s 100th branch opened at Irinjalakuda in Kerala. Three private sector<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0banks viz. Perumbavoor Bank Ltd. Catholic Union Bank Ltd. Nadar<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Mercantile Bank Ltd. were taken over.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1969 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank Nationalized along with 13 other leading Banks and Mr. F.K.F.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Nariman became its first Custodian.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1972 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank\u2019s 500th branch opened at Nalbari in Assam. Implementation of rajya<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Bhasha (Hindi) in the banking industry as a whole.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1974 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank assigned 8 lead districts, 4 in U.P. and 2 each in Kerala and M.P. for<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 assisting rural development.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1975 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Belgaum Bank Limited, a private sector bank was taken over by Union Bank,<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 adding as many as 40 branches.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>1977 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank\u2019s 1000th branch opened at Chetganj, Varanasi, and U.P.<\/span><\/p>\n<p><span style=\"color: #993366;\">1978 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank became the first Nationalized Bank to publish Annual Report in Hindi<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 for 1977.<\/span><\/p>\n<p><span style=\"color: #993366;\">1979 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s Diamond Jubilee Year celebrations inaugurated by RBI Governor, Dr.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 J.G. Patel on 11th November, 1979.<\/span><\/p>\n<p><span style=\"color: #993366;\">1982 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank received from the President of India, the \u2018Government\u2019s National<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Award\u2019 for outstanding export performance during 1979-80.<\/span><\/p>\n<p><span style=\"color: #993366;\">1985 \u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s 1500th branch opened at Katila in Azamgarh (U.P.) Miraj State Bank<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Ltd. with 26 branches amalgamated with the bank from 29\u201c July, 1985.<\/span><\/p>\n<p><span style=\"color: #993366;\">1994 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s Platinum Jubilee celebrations held on 11th November, 1994.<\/span><\/p>\n<p><span style=\"color: #993366;\">1996 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s 2000th branch opened at Tumkur in Karnataka.<\/span><\/p>\n<p><span style=\"color: #993366;\">1997 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s Deposits crossed the\u00a0 20,000 crore mark.<\/span><\/p>\n<p><span style=\"color: #993366;\">1998 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s Advances crossed the\u00a0 10,000 crore mark.<\/span><\/p>\n<p><span style=\"color: #993366;\">1999 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Sikkim Bank Ltd. with 8 branches merged with the Bank.<\/span><\/p>\n<p><span style=\"color: #993366;\">2001 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s total business crosses \u00a050,000 crore mark. Staff Training College,<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Bangalore acquires \u2018ISO 9001\u2019 Certification.<\/span><\/p>\n<p><span style=\"color: #993366;\">2002 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Commercial import and onward sale of Gold to bullion dealers starts.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Depository services started. Cash Management Services launched. Public<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 issue of 18 crore shares with face value of\u00a0 10\/- at premium of\u00a0 6\/-<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0oversubscribed 5.22 times. Shares listed on Bombay Stock Exchange and<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0National Stock Exchange.<\/span><\/p>\n<p><span style=\"color: #993366;\">2003 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank\u2019s major IT initiative-Core Banking Solution- providing Anytime<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Anywhere Banking along with Tele Banking launched. Bank starts selling of<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0non-life insurance products of New India Assurance Company Ltd. and<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 distribution of Mutual Funds. Offshore Banking Unit opened at SEEPZ++,<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Mumbai.<\/span><\/p>\n<p><span style=\"color: #993366;\">2004\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Launched Union e-remit. The bank was among the 7 new entrants to<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Forbes- 2000 list of World\u2019s Biggest and Most Powerful Companies.<\/span><\/p>\n<p><span style=\"color: #993366;\">2005 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank achieved the landmark figure of total business mix of\u00a0 1, 00,000 crore<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0as on 31st March 2005. Bank acquired number one position in terms of return<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 to investors as per study by ASSOCHAM. \u201cAgri. Clinic\u201d \u201cRural<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Development and Self Employment Training Institutes\u201d (RUDSETI) and<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u201cVillage Knowledge Centers\u201d (VKC) were introduced to better equip the<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 rural masses with information of agricultural loan products, innovative<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 schemes and other information such as prices, weather conditions, etc. The<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Bank was among the 30 Indian Companies listed by the Forbes Top 2000<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Worldwide Firms.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>2006 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank launched technology product to enable online payment of fees by<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Exporters and Importers to Director General of Foreign Trade (DGFT). Bank<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0launched online booking for Indian Railway tickets and Indian Airline tickets<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 for its customers. Bank launched sale of Gold Coins of 99.99% purity. Bank<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 launched UNION MITR, Financial Education Services at 51 centers.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>2007 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Bank opened record number of 56 new branches across the country in a single<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0day, i.e. on 2nd January, 2007. Bank opened its first Bio-metric ATM and<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a01001st CBS branch in Sivagangai, Tamil Nadu. Bank opened India\u2019s highest<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0altitude ATM at 14300 ft. High in Serethang, Nathulla, Sikkim. Bank opened<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0its Representative Office in Shanghai, Peoples\u2019 Republic of China.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>2008 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>First large Nationalized Bank to achieve 100% CBS networking. Joins hands<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0with KBC Asset Management NV (KBC AM) for form a Joint Venture Asset<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Management Company in India. Bank opens full fledged Overseas branch in<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Hong Kong. Bank ties up with Wealth Advisors India Pvt. Ltd. and Edelweiss<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Securities Ltd. for Wealth management Services. Bank unveils new logo and<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0launches re- branding initiative. Adjudged as the \u201cBest Bullion Dealing<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Bank\u201d for the year 2007-08 by the Bombay Bullion Association. Bank crosses<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 the\u00a0 2, 00,000 crore mark in total business. U mobile launched. Bank is the<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0first Public Sector Bank to offer Mobile Banking facility.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>2009 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Mr. P. Chidambaram, Honorable Home Minister, inaugurated the Bank\u2019s<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a02501st CBS branch at Banjara Hills, Hyderabad. Bank launched Advanced<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0call centre at Powai, Mumbai. Bank sponsored Rewa Siddhi Gramin bank<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 becomes the first RRB in the country to achieve 100% CBS connectivity. The<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0bank attained second rank in National awards for excellence in lending to<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0micro enterprises 2008-09.<\/span><\/p>\n<p><span style=\"color: #993366;\">&#8211; Union Bank of India has informed BSE that the Central Government, in exercise of the powers conferred by sub-section 3 (h) and (3-A) of Section 9 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970\/1980, read with sub-clause (1) of clause 3 of the Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970\/1980, has nominated Dr. Gulfam Mujibi as part-time non-official Director on the Board of Directors of the Bank, for a period of three years from the date of notification i.e. January 29, 2009 of his appointment or until further orders, whichever is earlier.<\/span><\/p>\n<p><span style=\"color: #993366;\">&#8211; Union Bank of India has informed that the members at the Extra Ordinary General Meeting (EGM) of the Company held on June 22, 2009, to elect three Directors from amongst shareholders other than the Government of India, in place of the following retiring shareholder&#8217;s directors:<\/span><\/p>\n<p><span style=\"color: #993366;\">Shri. R R Nair, Prof. N L Sarda, Prof. M S Sriram. Further it may be noted that the following three Directors have been elected in the aforesaid Extraordinary General Meeting. Shri. Arun Kumar Nanda, Prof. M S Sriram (re-elected), Shri. S Ravi.<\/span><\/p>\n<p><span style=\"color: #993366;\">&#8211; Union Bank Of India has appointed Shri S.C. Kalia, (DoB :06.08.1951) Executive Director of Vijaya Bank, as Executive Director of Union Bank of India.<\/span><\/p>\n<p><span style=\"color: #993366;\">&#8211; Union Bank of India appointed Mr S.C. Kalia as Executive Director.<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>2010 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>The bank opened its 5th overseas representative office in London, U.K. in<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0April 2010. The bank already has 4 representative office in Shanghai,<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Beijing in PRC, Abu Dhabi in UAE and Sydney, Australia.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0&#8211; Union Bank of India has nominated Shri B. M. Sharma, as part-time non-official\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0director under Chartered Accountant Category, on the Board of Directors of Union Bank\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0of India, for a period of three years from the date of notification i.e. April 16, 2010, of his\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 appointment and\/or until further orders, whichever is earlier.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0&#8211; Union Bank of India has informed BSE that the Central Government, in exercise of the\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 powers conferred by clause (c) sub-section 3 of Section 9 of the Banking Companies\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 (Acquisition and Transfer of Undertakings) Act, 1970\/1980, read with sub-clause (1) of\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 clause 3 of the Nationalised Banks (Management and Miscellaneous Provisions) Scheme,\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a01970\/1980, has nominated Smt. Meena Hemchandra, as Director under RBI Nominee\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Category, on the Board of Directors of Union Bank of India, in place of Shri K. Sivaraman\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 with immediate effect from the date of notification i.e. July 30, 2010 and until further\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0orders.<\/span><\/p>\n<p><span style=\"color: #993366;\">&#8211; Union Bank of India has informed BSE that the Central Government, in exercise of the powers conferred by clause (a) of Sub section (3) of section 9 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970\/1980, read with sub-clause (1) of clause 3 and sub clause(1) of clause 8 of the Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970\/1980, and after consultation with the Reserve Bank of India, has appointed Shri. S S Mundra, General Manager, Bank of Baroda, as Executive Director of Union Bank of India, with effect from the date of his taking over charge of the post and up to July 31, 2014 i.e. the last day of the month in which he would attain the age superannuation or until further orders, whichever is earlier<\/span><\/p>\n<p><span style=\"color: #993366;\">Shri. S. S. Mundra has taken over charge as Executive Director of the Bank from September 01, 2010.<\/span><\/p>\n<p><span style=\"color: #993366;\">2011 -Union Bank to expand operation in UK, Australia. -Union Bank of India bags Best Middleware Implementation Award.<\/span><\/p>\n<p><span style=\"color: #993366;\">2012 -Union Bank to open 100 talking ATMs. -Board recommended a Dividend of Rs. 8 per equity share. -Our bank bags IDRBT IT Excellance Awards 2012-13 under following categories &#8211; IT Excellance Award for &#8220;Best IT Team&#8221; &#8211; Special Award for &#8220;Technology for FI&#8221; &#8211; Special Award for &#8220;Managing IT Risk&#8221;<\/span><\/p>\n<p><span style=\"color: #993366;\">2013 -Union Bank of India has Appointed Ms. Neha Agrawal as a Compliance Officer. -Board recommended a Dividend of Rs. 8 per equity share.<\/span><\/p>\n<p><span style=\"color: #993366;\">2014 -Union Bank of India has Appointed Shri. Mihir Kumar as a Nominee Director. -Board recommended a Final Dividend of Rs. 1.30 per equity share. -Union Bank of India bags the Express Uptime Champion Award 2014 for its Network Operations. -Union bank has won 3 IBA banking technology awards<\/span><\/p>\n<p><span style=\"color: #993366;\">2015 -Union Bank of India launches Digital initiatives for its customers -Union Bank Has Won 6 Iba Banking Technology Awards 2015-16 -Union Bank of India signs MOU with Star Union Dai-ichi Life Insurance Company -Union Bank of India launches Tabulous Banking<\/span><\/p>\n<p><span style=\"color: #993366;\">2016 &#8211; Union Bank of India has been awarded the Best Bank Award for Use of Technology for Financial Inclusion among Large Banks by Institute for Development &amp; Research in Banking Technology (IDRBT). -&#8220;Acquisition of 49% shareholding of Union KBC Asset Management Company Private Ltd and Union KBC Trustee Company Private Ltd by Union Bank of India&#8221;.<\/span><\/p>\n<p style=\"text-align: right;\"><em>\u00a0<\/em><span style=\"color: #00ccff;\"><em>Source: Economic Times &amp; UBI website<\/em><\/span><\/p>\n<\/td>\n<td width=\"0%\"><\/td>\n<td width=\"0%\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"95%\">\n<h2 style=\"text-align: center;\">\u00a0<span style=\"color: #993366;\"><strong>ORGANIZATIONAL CHART OF THE BANK<\/strong><\/span><\/h2>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td width=\"100%\"><a href=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Organisational-Chart.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3324 aligncenter\" src=\"http:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Organisational-Chart-300x282.jpg\" alt=\"\" width=\"802\" height=\"754\" srcset=\"https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Organisational-Chart-300x282.jpg 300w, https:\/\/yourcareerheights.com\/wp-content\/uploads\/2018\/11\/Organisational-Chart.jpg 462w\" sizes=\"auto, (max-width: 802px) 100vw, 802px\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td width=\"2%\"><\/td>\n<td width=\"2%\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: center;\">\u00a0<span style=\"color: #993366;\">LIST OF DIRECTORS OF THE BOARD<\/span><\/h2>\n<table width=\"753\">\n<tbody>\n<tr>\n<td><span style=\"color: #993366;\"><strong>Sr.No<\/strong><\/span><\/td>\n<td><span style=\"color: #993366;\"><strong>Name and Designation of the Director<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">1.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#kewal\">Shri Kewal Handa<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Chairman &amp; Part-Time Non-Official Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">2.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#rajkiran\">Shri Rajkiran Rai G.<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Managing Director &amp; CEO<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">3.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#raj\">Shri Raj Kamal Verma\u00a0<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Executive Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">4.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#gusain\">Shri Gopal Singh Gusain<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Executive Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">5.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#Dinesh\">Shri Dinesh Kumar Garg<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Executive Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">6.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#madnesh\">Dr. Madnesh Kumar Mishra<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Govt Nominee Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">7.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#anil\">Shri Anil Kumar Misra<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">RBI Nominee Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">8.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#Rajiv\">Shri Rajiv Kumar Singh<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Chartered Accountant Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">9.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#ramesha\">Dr. K. Ramesha<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Part-Time Non-Official Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">10.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#madhura\">Dr. Madhura Swaminathan<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Part-Time Non-Official Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">11.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#uttam\">Dr. Uttam Kumar Sarkar<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Shareholder Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">12.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#Kadiresan\">Shri K. Kadiresan\u00a0<\/a><\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Shareholder Director<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">13.<\/span><\/td>\n<td><span style=\"color: #993366;\"><strong><a style=\"color: #993366;\" href=\"https:\/\/www.unionbankofindia.co.in\/english\/Aboutus_Profile_NonExecutive.aspx#Jayadev\">Shri Jayadev M<\/a>\u00a0<\/strong><\/span><br \/>\n<span style=\"color: #993366;\">Shareholder Director<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: center;\">\u00a0<span style=\"color: #993366;\">Details Of Departments<\/span><\/h2>\n<table width=\"753\">\n<tbody>\n<tr>\n<td>\n<h3><span style=\"color: #993366;\">Business Process Transformation<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Central Accounts &amp; FPIR<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Central Audit &amp; Inspection Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Chief Information Security Officer<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Compliance, Know Your Customer, Anti Money Laundering<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Corporate Communication Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Credit Monitoring And Restructuring Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Credit Recovery Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Customer Acquisition Group<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Digital Banking Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Financial Inclusion<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Govt. Business Dept.<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Human Resources<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Information Technology<\/span><\/h3>\n<h3><span style=\"color: #993366;\">International Banking Division &amp; DFB<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Large Corporate &amp; Loan Syndication<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Law Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Mid Corporate Vertical<\/span><\/h3>\n<h3><span style=\"color: #993366;\">MSME [Micro Small &amp; Medium Enterprises]<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Personal Banking &amp; Operations<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Risk Management Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Retail Banking &amp; Marketing Department<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Rural &amp; Agri Business<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Support Services &amp; Branch Expansion<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Treasury<\/span><\/h3>\n<h3><span style=\"color: #993366;\">Wealth Management &amp; Third Party Products<\/span><\/h3>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: center;\"><span style=\"color: #993366;\">\u00a0JV\/Subsidiaries<\/span><\/h2>\n<h2><span style=\"color: #993366;\">\u00a0<span style=\"color: #000080;\">Joint Ventures<\/span><\/span><\/h2>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td><span style=\"color: #993366;\">In the Banks Corporate Mission Statement, one of the points is \u201cTo offer a comprehensive range of products to meet all financial needs of customers\u201d.\u00a0 In order to move towards the cherished goal of becoming a financial supermarket, Union Bank of India has setup Joint Ventures with multinational companies which are well known and recognized as among the leaders in their area of expertise.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u00a0\u00a0<span style=\"color: #000080;\">Insurance<\/span><\/h2>\n<table width=\"750\">\n<tbody>\n<tr>\n<td width=\"34%\"><span style=\"color: #993366;\"><strong>Star Union Dai-Ichi Life Insurance Co. Ltd.<\/strong><\/span><\/td>\n<td width=\"54%\"><span style=\"color: #993366;\">Union Bank of India is distributing Life Insurance products.<\/span><\/td>\n<td width=\"12%\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u00a0<span style=\"color: #000080;\">Asset Management<\/span><\/h2>\n<table width=\"750\">\n<tbody>\n<tr>\n<td><span style=\"color: #993366;\"><strong>Union Asset Management Co. Pvt. Ltd.<\/strong><\/span><\/td>\n<td width=\"54%\"><span style=\"color: #993366;\">Union Mutual Fund (Formally Union KBC Mutual Fund).<\/span><\/td>\n<td width=\"12%\"><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\"><strong>Union trustee Co.Ltd<\/strong><\/span><\/td>\n<td width=\"54%\"><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u00a0<span style=\"color: #000080;\">AWARDS &amp; COMMENDATIONS<\/span><\/h2>\n<table width=\"753\">\n<tbody>\n<tr>\n<td><span style=\"color: #993366;\">Union Bank of India has been the proud recipient of many awards and commendations. It is an honor to be appreciated for the work we do in serving the customer and society.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India wins Best Financial Inclusion Initiatives (winner) and Best Technology Bank of the Year (runner-up) Awards from IBA (Indian Banks\u2019 Association) at Mumbai on 21st February, 2017<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union bank of India wins champion of champions trophy and six individual category awards for Union Dhara(banks inhouse journal) at the 55th ABCI ( Association of Business Communicators of India) awards ceremony held at Mumbai on 18th March, 2016<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India wins Banking Disruptor of the year Award 2016 for Product Union Selfie ( Excellence in Advertising &amp; Marketing) awarded by Bloomberg TV India-18 March, 2016<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India won the following awards under Corporate Social Responsibility<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.Bank with Best CSR practices award was presented to Union Bank Social Foundation<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2.CSR Leadership Award for promoting Employment for the Physically Challenged<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3.CSR Leadership Award for best use of CSR practices in Banking Sector<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 4.Excellence in Banking (PSU category)<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5.Best Bank in Public Sector under Banking Financial Services &amp; Insurance category<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India was presented Golden Peacock Awards for excellence in HR practices during the 10th International Conference on Corporate Social Responsibility conducted by the Institute of Directors.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India wins the Prestigious \u20181st Best Vigilance Excellence Award (2015-16) in Corporate Category\u2019<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Sri Atul Kumar, CVO, Union Bank of India wins the Prestigious \u2018Vigilance Excellence Award (2015-16) in Individual Category\u2019<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India won 6 IBA (Indian Bank Association) Technology Awards 2015-16 under following categories<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>Winner<\/strong><\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 1.Best Technology Bank of year<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 2.Best use of Digital &amp; Channels Technologies<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 3.Best use of Technology to enhance Customer Experience<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 4.Best Risk Management, Fraud, Cyber Security<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 5.Best Financial Inclusion Technology Initiatives and<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 6.Best Payment Initiatives<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank has bagged \u201cSKOCH Order-of-Merit Award 2015&#8243; under three areas \u201ceKYC Application\u201d , \u201cUnion Fee Pay \u2013 Kendriya Vidayalaya \u201d and \u201cTechnology for Financial Inclusion\u201d in the SKOCH summit on Technologies for Growth.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank has bagged &#8220;elets Awards 2015&#8221; under \u201cMulti Channel Payment Solution (IMPS)\u201d in the Global Conference on Financial Inclusion &amp; Payment Systems (FIPS) organized by elets Technomedia Pvt. Ltd.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank bagged &#8220;ICT4 Development Awards 2015&#8221; under \u2018Green Information Technology (IT) Initiative\u2019 category from Associated Chambers of Commerce and Industry of India (ASSOCHAM), New Delhi<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank bagged IDC Insights Awards for \u2018Excellence in Innovation\u2019 from Financial Insights, International Data Corporation (IDC).<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank has bagged \u00a0&#8220;National Award for Innovative Training Practices&#8221; \u00a0( Second \u00a0Prize for 2014-15) instituted by Indian Society for Training &amp; Development (ISTD), New Delhi.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India bags SKOCH ORDER-OF-MERIT award for Financial Inclusion Technology in Skoch Financial Inclusion &amp; Deepening Award Conference held on 11th June 2015 at Mumbai, Maharastra. Bank bags this award for implementing various Technology initiatives to support all government schemes covered under the ambit of Financial Inclusion. Initiatives include FI Gateway, Centralized Bio-metric Authentication System, AADHAAR Enabled Payment System, AADHAAR Payment Bridge System, Kiosk Banking Application, Demographic verification of AADHAAR holders &amp; AADHAAR seeding, Direct Benefit Transfer Scheme and eKYC based account opening.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India bags the Express Uptime Champion Award 2014 for its Network Operations.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India won 6 IBA (Indian Bank Association) Technology Awards under following categories<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>Winner<\/strong><\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 1.Best Payment Initiatives<\/span><\/p>\n<p><span style=\"color: #993366;\"><strong>Runner up<\/strong><\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 1.Best Technology Bank of the year<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 2.Best Risk Management &amp; Security<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 3.Best use of Mobility Technology<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 4.Best Internet Bank<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00a7\u00a0 5.Best Use of Technology in Training and Learning Initiative<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India bags Financial Inclusion Technology Initiative award in the Global Conference on Financial Inclusion &amp; Payment Systems<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank bags First prize under RBI Rajbhasha Shield and Second prize under Bilingual House Journal Competition from Reserve Bank of India<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Our bank bags IDRBT IT Excellance Awards 2012-13 under\u00a0 following categories<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 IT Excellance Award for &#8220;Best IT Team&#8221;<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 Special Award for &#8220;Technology for FI&#8221;<\/span><\/p>\n<p><span style=\"color: #993366;\">o\u00a0\u00a0 Special Award for &#8220;Managing\u00a0 IT Risk&#8221;<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The Dale Carnegie Leadership Award was conferred on Union Bank of India on 28th October 2010 by Dale Carnegie Training for the Bank&#8217;s transformation initiatives undertaken through project Nav Nirman.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Our Bank has been the winner of Association of Business Communicators of India (ABCI) Gold Award for marketing and Brand Communications, 2010. The award is in recognition of the transformation process undertaken by the Bank.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Our Bank was ranked as the 275th most valuable global banking brand for calendar year 2009, up from 351st rank in 2008.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The ranking is carried by Brand Finance Plc, an independent intangible asset valuation and brand strategy global firm<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The brand value rating for Union Bank is A+ (A means strong) compared to BB (BB means Average) in previous year<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bank&#8217;s brand value increased by 148% during the calendar year 2009.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The Asian Banker ranked Union Bank of India the 7th Strongest Bank in Asia-Pacific Region in 2009. The Bank was ranked at No. 3 amongst banks in India.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Our Bank has participated in the prestigious Banking Technology Awards 2009 conducted by IBA-TFCI award and bagged the Best User of Business Intelligence award.<\/span><\/p>\n<p><span style=\"color: #993366;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Union Bank of India was awarded the prestigious Skoch Challenger Award 2009 for excellence in capacity building through innovative concept of &#8216;Village Knowledge Centre&#8217; as part of financial inclusion initiatives<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u00a0<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u00a0<span style=\"color: #000080;\">KNOW YOUR CUSTOMER POLICY OF UNION BANK OF INDIA<\/span><\/strong><\/p>\n<p><span style=\"color: #000080;\"><strong>Features<\/strong><\/span><\/p>\n<table width=\"768\">\n<tbody>\n<tr>\n<td>\n<table width=\"737\">\n<tbody>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Who is a customer of the Bank?\u00a0<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For the purpose of KYC policy, a \u2018Customer\u2019 is defined as:<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 A person or entity that maintains an account and\/or has a business relationship with the Bank;<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 One on whose behalf the account is maintained (i.e. the beneficial owner);<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Beneficiaries of transactions conducted by professional intermediaries, such as Stock Brokers, Chartered Accountants, Solicitors etc. as permitted under the law; and<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Any person or entity connected with a financial transaction which can pose significant reputational or other risks to the bank, say, a wire transfer or issue of a high value demand draft as a single transaction.<\/span><\/p>\n<p><span style=\"color: #000080;\">The Bank before establishing any banking relationship will carry out due diligence as required under &#8220;Know Your Customer&#8221; (KYC) guidelines issued by the Reserve Bank of India (RBI) and or such other norms or procedures adopted by the Bank.<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>What is Due Diligence?\u00a0<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">The Due Diligence process that the Bank follows, includes obtaining your\u00a0<strong>recent photographs, verifying your identity, verifying your address,<\/strong>\u00a0and\u00a0<strong>other information<\/strong>\u00a0on your occupation or business and source of funds including beneficial owner. The nature and extent of due diligence will depend on the risk perceived by the Bank.<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>What is Re-KYC?<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">Reserve Bank of India has prescribed that customer identification data, including photograph shall be updated and kept on record duly verified at least once in ten years in case of Low Risk Customer, once in Eight years for Medium Risk customer and once in two years in case of High Risk Customers. Such verification shall be done irrespective of whether the account has been transferred from one branch to another branch.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>List of documents to be obtained from different types of customers<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<table width=\"737\">\n<tbody>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Type of customers<\/strong><\/span><\/td>\n<td><span style=\"color: #000080;\"><strong>Documents to be obtained<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Individuals<\/strong><\/span><br \/>\n<span style=\"color: #000080;\"><strong>For Identification as well as for address (provided it bears the present address mentioned in AOF).<\/strong><\/span><\/td>\n<td><span style=\"color: #000080;\"><strong><u>Individual who is eligible for Aadhaar:-<\/u><\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">Aadhaar or Aadhaar Enrolment number (not older than 6 months from date of issue) and PAN\/Form 60 (Mandatory Document).<\/span><br \/>\n<span style=\"color: #000080;\">Other OVDs or in case of Aadhaar Enrolment number:-<\/span><br \/>\n<span style=\"color: #000080;\">(i) Passport (ii) Voter\u2019s identity Card issued by Election Commission of India (iii) Driving License (iv) Job card issued by NREGA duly signed by an officer of the State Government (v) Letter issued by the National Population Register containing details of Name, Address or any other document as notified by the Central Government in consultation with the Regulator.<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong><u>Individual who is not eligible for Aadhaar (Non Resident, Resident in the state of Jammu and Kashmir or Assam or Meghalaya):-<\/u><\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">PAN\/Form 60 is Mandatory Document<\/span><\/p>\n<p><span style=\"color: #000080;\">Other OVDs:-<\/span><br \/>\n<span style=\"color: #000080;\">(i) Passport (ii) Voter\u2019s identity Card issued by Election Commission of India (iii) Driving License (iv) Job card issued by NREGA duly signed by an officer of the State Government (v) Letter issued by the National Population Register containing details of Name, Address or any other document as notified by the Central Government in consultation with the Regulator.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>For Address<\/strong><strong><br \/>\n<\/strong><strong>(Only Full Address shall be accepted. Post Box \/ Bag Numbers shall not be accepted)<\/strong><\/span><\/td>\n<td><span style=\"color: #000080;\"><strong>It is implied that proof of address also follows from the above documents only.<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">Deemed OVDs for limited purpose of address:-<\/span><\/p>\n<p><span style=\"color: #000080;\">i. \u00a0\u00a0Utility bill which is not more than two\u00a0<strong>months old<\/strong>\u00a0of any service provider (electricity, telephone, postpaid mobile phone, piped gas ,water bill);<\/span><br \/>\n<span style=\"color: #000080;\">ii. \u00a0\u00a0Property or Municipal Tax Receipt;<\/span><br \/>\n<span style=\"color: #000080;\">iii. \u00a0\u00a0Pension or Family pension payment orders (PPOs) issued to retired employees by Government Departments or Public sector undertakings, if they contain the address;<\/span><br \/>\n<span style=\"color: #000080;\">iv. \u00a0\u00a0Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation; and<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>Provided that the customer shall submit Aadhaar or OVD updated with current address within a period of\u00a0<u>three months<\/u>\u00a0of submitting the above documents.<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Recent Passport size photograph (in any of the above condition)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Joint Individuals<\/strong><\/span><\/td>\n<td><span style=\"color: #000080;\">As mentioned above for individuals for each of the joint individuals.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Non Resident Indians \u2013 Individuals<\/strong><\/span><\/td>\n<td><span style=\"color: #000080;\">Copies of Passport and Residence Visa, a valid document indicating foreign residential address and passport size photographs of the applicant. The applicant is to be duly introduced by Banker\/ Notary Public\/ Indian Embassy\/ Local customer who have been subjected to full KYC Procedure. If OVD submitted by a Foreign national does not contain the details of address, in such case the documents issued by the Government department of foreign jurisdictions and letter issued by the Foreign Embassy or Mission in India shall be accepted as proof of address.<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Recent Passport size photograph<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Proprietary concern<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For Identity of the concern, its activities, address.<\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the proprietor and his addresses (For creation of Proprietor\u2019s Customer ID which is to be attached to the Proprietary Concern\u2019s Account)<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\">Apart from Customer Identification Procedure as applicable to the proprietor\u00a0<strong>any two<\/strong>\u00a0of the following documents in the name of the proprietary concern would suffice.<\/span><\/p>\n<p><span style=\"color: #000080;\">i.\u00a0\u00a0 Registration Certificate (in the case of a registered concern)<\/span><br \/>\n<span style=\"color: #000080;\">ii.\u00a0\u00a0 Certificate \/ License issued by the Municipal Authorities under Shop &amp; Establishment Act,<\/span><br \/>\n<span style=\"color: #000080;\">iii.\u00a0\u00a0 Sales Tax and Income Tax Returns<\/span><br \/>\n<span style=\"color: #000080;\">iv.\u00a0\u00a0 CST\/VAT\/GST Certificate (provisional \/ final)<\/span><br \/>\n<span style=\"color: #000080;\">v.\u00a0\u00a0 Certificate\/ Registration document issued by Sale Tax\/ Service Tax\/ Professional Tax authorities\/GST.<\/span><br \/>\n<span style=\"color: #000080;\">vi.\u00a0\u00a0 IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT\/ License\/Certificate of practice issued in the name of the proprietary concern by any professional body incorporated under a statute.<\/span><br \/>\n<span style=\"color: #000080;\">vii.\u00a0\u00a0 License (Certificate of Practice) issued in the name of proprietary concern by any professional body incorporated under a statute &#8211;<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Institute of Chartered Accountants of India,<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Institute of Cost Accountants of India,<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Institute of Company Secretaries of India,<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Indian Medical Council,<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Food and Drug Control Authorities, etc.<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 or any other professional body incorporated under a statue<\/span><\/p>\n<p><span style=\"color: #000080;\">viii.\u00a0\u00a0 Complete Income Tax Return (not just the acknowledgement) in the name of the sole proprietor where the firm\u2019s income is reflected, duly authenticated \/ acknowledged by the Income Tax Authorities.<\/span><br \/>\n<span style=\"color: #000080;\">ix.\u00a0\u00a0 Utility bills such as electricity, water, and landline telephone bills not older than two months. In cases where the branches are satisfied that it is not possible to furnish two such documents, they would have the discretion to accept only one of those documents as activity proof. In such cases, the branches, however, would have to undertake contact point verification, collect such information as would be required to establish the existence of such firm, confirm, clarify and satisfy itself that the business activity has been verified from the address of the proprietary concern.<\/span><br \/>\n<span style=\"color: #000080;\">x.\u00a0\u00a0 Identity and Address proof of individual as mentioned above in respect of the person authorized\/holding an attorney to transact on its behalf.<\/span><br \/>\n<span style=\"color: #000080;\">It is implied that proof of address also follows from the above documents only.<\/span><br \/>\n<span style=\"color: #000080;\">xi.\u00a0\u00a0 Recent passport size Photographs of the proprietor<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Hindu Undivided family<\/strong><\/span><br \/>\n<span style=\"color: #000080;\">For Identity of the HUF, its activities, address and authority for opening and operation of its account(s) For identity of the Karta and major co-parceners of the HUF who are authorized to operate the account(s) and their addresses.<\/span><\/td>\n<td><span style=\"color: #000080;\">Prescribed Joint Hindu Family Letter signed by all the major Co-parceners. Declaration form from the Karta.<\/span><br \/>\n<span style=\"color: #000080;\">(i)\u00a0\u00a0 Identity &amp; Address proof of individual as mentioned above of the Karta and each of \u00a0\u00a0\u00a0 the major co-parceners as applicable to individuals.<\/span><br \/>\n<span style=\"color: #000080;\">(ii)\u00a0\u00a0 Recent Passport size Photographs of Karta &amp; all major co-parceners.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Partnership Firms<\/strong><\/span><br \/>\n<span style=\"color: #000080;\">For Identity of the Firm, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the each partners (For creation of Partner\u2019s Customer ID which is to be attached to the Partnership Firm\u2019s Account)<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\">For Identity Proof of the Partnership Firm<\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Registration Certificate<\/span><br \/>\n<span style=\"color: #000080;\">(ii)\u00a0\u00a0 Partnership Deed<\/span><\/p>\n<p><span style=\"color: #000080;\">For Identification of the Firm\u2019s Partners\/Power of Attorney Holder and their Address<\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Identity proof of individual as mentioned above in respect of the person holding an \u00a0\u00a0\u00a0 attorney to transact on its behalf.<\/span><br \/>\n<span style=\"color: #000080;\">(ii)\u00a0\u00a0 Address of each of the partners, as applicable to individuals.<\/span><br \/>\n<span style=\"color: #000080;\">(iii)\u00a0\u00a0 Recent passport size Photographs of all the partners.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Companies \/ Corporations<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the Company \/ Corporation, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the directors\/ officials of the company\/corporation who are authorized to operate the account and their addresses.<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\">(i) Certificate of Incorporation (ii) Memorandum and Articles of Association (iii) Current list of directors with their bio-data (iv) A Resolution from the Board of Directors and Power of Attorney granted to its managers, officers or employees to transact on its behalf; and<\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Identity proof of individual as mentioned above in respect of managers, officers or \u00a0\u00a0\u00a0 employees holding an attorney to transact on its behalf.<\/span><br \/>\n<span style=\"color: #000080;\">(ii)\u00a0\u00a0 It is implied that proof of address also follows from the above documents only.<\/span><br \/>\n<span style=\"color: #000080;\">(iii)\u00a0\u00a0 Recent passport size Photographs of directors\/authorized officials.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Trusts<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For Identity of the Trust, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the trustees who are authorized to operate the accounts of the Trust and their addresses.<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\"><strong>Trusts<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Registration Certificate<\/span><br \/>\n<span style=\"color: #000080;\">(ii)\u00a0\u00a0 Trust Deed<\/span><\/p>\n<p><span style=\"color: #000080;\">(i) Identity proof of individual as mentioned above in respect of the persons holding a \u00a0\u00a0\u00a0power of attorney to transact on its behalf<\/span><br \/>\n<span style=\"color: #000080;\">(ii) Address proof of the trustees<\/span><br \/>\n<span style=\"color: #000080;\">(iii) Recent passport size Photographs of all Trustees\/Authorized persons.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Societies, Associations NGOs, Clubs, and other organizations<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For Identity of the organization, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/p>\n<p><span style=\"color: #000080;\">For identity of the Managing Committee Members who are authorized to operate the accounts of the organization and their addresses.<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\">(i)\u00a0\u00a0 Certificate of Registration (ii) Bye laws (iii) List of Managing Committee Members and their bio-data (iv) Resolution of the Managing Committee of the Organization for opening of the account and delegating powers to operate the accounts of the organization.<\/span><\/p>\n<p><span style=\"color: #000080;\">i.\u00a0\u00a0 Identity proof of individual as mentioned above in respect of the person(s) authorized to transact on its behalf<\/span><br \/>\n<span style=\"color: #000080;\">ii.\u00a0\u00a0 Address proof of Committee members and authorized person to transact on its behalf.<\/span><br \/>\n<span style=\"color: #000080;\">iii.\u00a0\u00a0 Recent passport size Photographs of all Committee\/Authorized members.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Local Bodies\/Government Departments etc.,<\/strong><\/span><br \/>\n<span style=\"color: #000080;\">For Identity of the applicant, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/td>\n<td><span style=\"color: #000080;\"><strong>Local Bodies\/Government Departments etc.,<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Notification\/Resolution\/Letter of Permission for opening and delegation of authority to operate the account.<\/span><\/p>\n<p><span style=\"color: #000080;\">(i)\u00a0\u00a0 Identity proof of individual as mentioned above in respect of the person(s) authorized to transact on its behalf (ii) Address proof of authorized officials. (iii) Recent passport size Photographs of all such authorized officials.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Unincorporated association or body of individuals including societies<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">For Identity of the applicant, its activities, address and authority delegated for opening and operation of its account(s).<\/span><\/p>\n<\/td>\n<td><span style=\"color: #000080;\">Information as may be required by the bank to collectively establish the legal existence of such an association or body of individuals<\/span><\/p>\n<p><span style=\"color: #000080;\">(i) Resolution of the managing body of such association or body of individuals; (ii) Power of Attorney granted to person to transact on its behalf (iii) Identity and Address proof of individual as mentioned above in respect of the person holding an attorney to transact on its behalf (iv) Recent Passport size photographs of all such authorized members.<\/span><br \/>\n<span style=\"color: #000080;\"><strong>Explanation: Unregistered trusts\/partnership firms shall be included under the term \u2018unincorporated association\u2019 or \u2018a body of individual includes Societies.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>What is Officially Valid Document (OVD)?<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">\u201cOfficially Valid Document\u201d (OVD) means the passport, the driving license, the Voter\u2019s Identity Card issued by Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government and the letter issued by the National Population Register containing details of name and address or any document as notified by the Central Government in consultation with the regulator.<\/span><\/p>\n<p><span style=\"color: #000080;\">Explanation:- For the purpose of this clause, a document shall be deemed to be an OVD even if there is a change in the name subsequent to its issuance provided it is supported by a marriage certificate issued by the State Government or Gazette notification, indicating such a change of name.<\/span><\/p>\n<p><span style=\"color: #000080;\">In case the identity information relating to the Aadhaar number submitted by the customer does not have current address, an OVD as defined as above shall be obtained from the customer for this purpose.<\/span><\/p>\n<p><span style=\"color: #000080;\">Provided that in case the OVD furnished by the customer does not contain updated address, following documents shall be deemed to be OVDs for the limited purpose of proof of address.<\/span><\/p>\n<p><span style=\"color: #000080;\">i. Utility bill which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill);<\/span><\/p>\n<p><span style=\"color: #000080;\">ii. Property or Municipal tax receipt;<\/span><\/p>\n<p><span style=\"color: #000080;\">iii. Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertaking, if they contain the address;<\/span><\/p>\n<p><span style=\"color: #000080;\">iv. Letter of allotment of accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation;<\/span><\/p>\n<p><span style=\"color: #000080;\">Provided further that the customer shall submit Aadhaar or OVD updated with current address within a period of three months of submitting the above documents.<\/span><\/p>\n<p><span style=\"color: #000080;\">Where a customer is permitted to act on behalf of another person\/entity in conformity with the established law and practice of banking as there could be occasions when an account is operated by a mandate holder or where an account is opened by an intermediary in fiduciary capacity, in such cases KYC checks shall be performed on the beneficial owners or mandate holder also, as the case may be.<\/span><\/p>\n<p><span style=\"color: #000080;\">In case of opening of account in the name of minor, KYC procedure on guardian shall be performed. Minor, on becoming major, shall be allowed to operate the account on completing KYC procedure.<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>Relaxation of KYC in Small Savings Bank Deposit Accounts:<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">If an individual does not possess Aadhaar\/enrolment number and PAN and desires to open a bank account, Bank shall open \u2018Small Accounts\u2019 subject to following:<\/span><\/p>\n<p><span style=\"color: #000080;\">a. Customer may be allowed to open such an account, on production of a self-attested photograph and fixation of signature or thumb print, as the case may be, on the account opening form.<\/span><\/p>\n<p><span style=\"color: #000080;\">b. The designated officer of the bank certifies under his signature that the person opening the account has affixed his signature or thumb impression in his presence.<\/span><\/p>\n<p><span style=\"color: #000080;\">c. These accounts opened with relaxation provisions shall remain operational for a period of twelve months and thereafter for a further period of twelve months if the holder of such an account provides evidence before the bank of having applied for any of the officially valid documents within first twelve months of the opening of the said account.<\/span><\/p>\n<p><span style=\"color: #000080;\">d. The entire relaxation provisions shall be reviewed after twenty four months.<\/span><\/p>\n<p><span style=\"color: #000080;\">e. Foreign remittance shall not be allowed to be credited into the account unless the identity of customer is fully established through the production of an OVD and Aadhaar Number or the enrolment number which is not more than six months old, where the person is eligible to enroll for Aadhaar number has not been assigned an Aadhaar number. Provided that if the customer is not eligible to be enrolled for the Aadhaar number, the identity of customer shall be established through the production of an OVD.<\/span><\/p>\n<p><span style=\"color: #000080;\">f. If at any point of time, the balance in all his\/her accounts with the bank (taken together) exceeds Rs.50,000\/-or the aggregate of all credits in a financial year exceeds Rs.1,00,000\/- in a year or the aggregate of all withdrawals and transfers in a month exceeds Rs.10,000\/-, no further transactions will be permitted until full KYC procedure is completed. KYC must be submitted otherwise operations in the account will be stopped on crossing the limit.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">Are KYC requirements applicable to existing customers also ?<\/span><br \/>\n<span style=\"color: #000080;\">Yes. All existing customers need to update KYC procedure periodically.<\/span><\/p>\n<p><span style=\"color: #000080;\">Are KYC requirements new ?<\/span><\/p>\n<p><span style=\"color: #000080;\">No, KYC requirements have always been in place and Banksbeen taking KYC documents in accordance with the guidelines issued by RBI from time to time. RBI has revisited the KYC guidelines in the context of recommendations made by the Financial Action Task Force (FATF) on Anti Money Laundering standards and on Combating Financing of Terrorism and enhanced the KYC standards in line with international benchmarks<\/span><\/p>\n<p><span style=\"color: #000080;\">How could this affect you as a customer ?<\/span><br \/>\n<span style=\"color: #000080;\">This procedure helps in ensuring genuine persons open account and avoid unscrupulous persons getting access to the Bank by impersonating you as a customer. This will also avoid using banking channel for illegal activities.<\/span><\/p>\n<p><span style=\"color: #000080;\">Is KYC mandatory ?<\/span><br \/>\n<span style=\"color: #000080;\">Yes.\u00a0It is a regulatory and legal requirement.<\/span><br \/>\n<span style=\"color: #000080;\">Regulatory:\u00a0In terms of the guidelines issued by the Reserve Bank of India (RBI) on November 29, 2004 on Know Your Customer [KYC] Standards \u2013 Anti Money Laundering [AML] Measures, all banks are required to put in place a comprehensive policy framework covering KYC Standards and AML Measures.<\/span><br \/>\n<span style=\"color: #000080;\">Legal:\u00a0The Prevention of Money Laundering Act, 2002 (PMLA) which came into force from July 1, 2005 (after \u201crules\u201d under the Act were formulated and published in the Official Gazette) also requires Banks, Financial Institutions and Intermediaries to ensure that they follow certain minimum standards of KYC and AML as laid down in the Act and the \u201crules\u201d framed there under<\/span><\/p>\n<p><span style=\"color: #000080;\">What will happen if you do not provide the required KYC information \/ documents to the Bank ?<\/span><br \/>\n<span style=\"color: #000080;\">The Bank will be entitled to refuse to open the account (if you are a prospective customer) or discontinue its relationship with you citing non-providing of KYC information \/ documents (if you are an existing customer). If you however, require reasonable time to furnish certain non-critical documents you can approach the branch \/ sales staff.<\/span><\/p>\n<p><span style=\"color: #000080;\">Help us to Help You<\/span><br \/>\n<span style=\"color: #000080;\">Please help us to fulfill legal and regulatory requirements by providing documents to prove your identity. If the decision to establish relationship with a prospective customer requires clearance at a higher level, reasons for any delay will be informed to the customer and the final decision of the Bank will be conveyed to the customer at the earliest. KYC process is applicable to all products of the Bank.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>CENTRAL ASSISTANT PUBLIC INFORMATION OFFICERS (CAPIOs)<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">All Branch Managers of bank are designated as Central Assistant Public Information Officers (CAPIOs). For any RTI inquiry regarding a branch, the authority will be the CAPIO i.e. the Branch Manager.<\/span><\/p>\n<table width=\"753\">\n<tbody>\n<tr>\n<td><span style=\"color: #000080;\"><strong>1. Preliminary Information<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">1.1 The Right to Information Act, 2005 extends to the whole of India except the state of Jammu &amp; Kashmir. The said act has been enacted to enable members of the general public seek information under the control of public authorities with a view to promoting transparency and accountability in the working of every public authority.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>2. What kind of information can be sought?<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">2.1 Information means any material in any form, including records, documents, memos, e-mails, opinions, advices, press releases, circulars, orders, logbooks, contracts, reports, papers, samples, models, data material held in any electronic form and information relating to any private body which can be accessed by a public authority.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">3. Who can seek information?<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">3.1 Any member of the public has a right to seek information by making a request either in writing or through electronic means either in Hindi, English or the prevalent local language along with the fee prescribed in this respect. It is not necessary that the person seeking information should disclose the purpose of his seeking the information.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">A request for obtaining information under sub-section (1) of section 6 shall be accompanied by an application fee of Rs.10\/- (Rupees ten only) by way of cash or by demand draft or postal order or pay order payable to Union Bank of India. If the fees are paid in cash, the same should be deposited at a branch nearest to the applicant and the receipt of payment should be enclosed to the request.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">For providing the information under sub-section (1) of Section 7 (disposal of request), the fee shall be charged by way of cash against proper receipt or by demand draft or by postal order or pay order payable to Union Bank Of India at the following rates:<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">1. Rs.2- for each page (in A4 or A3 size paper) created or copied.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">2. Actual charge or cost of a copy in larger size paper.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">3. Actual cost for samples or models.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">4. For inspection of records:<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">\u00a0\u00a04.1 No fee for the first hour<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">\u00a0\u00a04.2 A fee of Rs.5- for each fifteen minutes (or fraction thereof) thereafter.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">Further to provide information under sub-section (5) of Section 7, the fee shall be charged by way of cash against proper receipt or any demand draft or postal order or pay order payable to Union Bank of India at the following rate.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">a. For information provided in CD or floppy -&gt; Rs. Fifty per CD or floppy.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">b. For information provided in printed form<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">a. The price fixed for such publication OR<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">b. Rupees 2\/- per page of photocopy for extracts from the publication.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>4. What is the right to information?<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">4.1 This right means<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 the right to information accessible under this Act which is held by or under the control of any public authority and includes the right to-<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 inspection of work, documents, records;<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 taking notes, extracts or certified copies of documents or records;<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 taking certified samples of material;<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 obtaining information in the form of diskettes, floppies, tapes, video cassettes or in any other electronic mode or through printouts where such information is stored in a computer or in any other device.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>5. From whom the information will be available?<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">5.1 Union Bank of India has designated Regional Heads as Central Public Information Officers. Branch Managers are designated as Assistant Central Public Information Officers. Members of the public can apply for information to concerned Central Public Information Officers or concer ned Asst. Central Public Information Officers. The information shall, however, be provided by Central Public Information Officers.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">5.2 At the Bank&#8217;s Central Office, the Asst. General Manager (Law), and in his absence, Dy. General Manager (Law) at Legal Services Division, Central Office is designated as Central Public Information Officer to whom members of the public can apply for information under the control of Central Office Departments.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">5.3 General Manager (CRLD), General Manager (PBOD) at Central Office and General Manager (FGMO, Delhi), General Manager (FGMO, Mumbai) and the General Manager (FGMO, Lucknow) have been designated as Appellate Authorities as per the details given in the page &#8220;CPIOs and Appellate Authorities&#8221; under RTI link. Members of the public who desire to appeal in case the designated information officer does not furnish the information desired or the information seeker is dissatisfied with the information provided may do so through a communication addressed to the concerned General Manager as the case may be.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>6. Time for furnishing information<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">6.1 The Act provides for a period of 30 days from the date of receipt of the application for information to either provide the information or reject the request for any of the reasons specified under the Act. If the information desired concerns the life and liberty of a person, the same shall be provided within 48 hours of the receipt of the request.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>7. Appeals<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">7.1 Any person who is either aggrieved by the decision of the CPIO or who has not received a decision within the specified time limits can appeal within 30 days from the expiry of the period. The appeal may be made to the Appellate Authority.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">7.2 The appeal shall be normally disposed off within 30 days of the receipt of the appeal or\u00a0<strong>45 days from the date of filing if any extension has been granted by the authority hearing the appeal<\/strong>.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>8. Information exempted from disclosure<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">8.1 Section 8 of the Act exempts any personal information of our customers which has no relationship to any public activity or interest or which would cause unwarranted invasion of privacy of the individual from disclosure.\u00a0<strong>Public Sector Banks can, therefore, refuse to disclose information about the affairs of their customers on the ground that such disclosure will cause unwarranted invasion of privacy of the customers as envisaged by Section 8I1)(j) of the Act<\/strong>.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\"><strong>9. General Information relating to the Bank.<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000080;\">9.1 Our website unionbankofindia.com provides an array of information relating to our branch network, product details, internet banking, etc. to which the members of the public may refer for additional information.<\/span><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"color: #000080;\">\u00a0\u00a0\u00a0\u00a0CYBER SECURITY TIPS<\/span><\/h2>\n<table width=\"753\">\n<tbody>\n<tr>\n<td><span style=\"color: #000080;\"><strong>Please be aware of the following:<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Choose an account with two factor authentication<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Create a strong password<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Secure your computer and keep it up-to-date<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Avoid clicking through emails<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Access your accounts from a secure location<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Always log out when you are done<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Set up account notifications (if available)<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Monitor your accounts regularly<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: right;\"><span style=\"color: #00ccff;\"><strong><em>Source: Union Bank website, Economic Times &amp; various websites.<\/em><\/strong><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Awareness About Union Bank of India As Union Bank of India Celebrates Centenary Year from 11th November 2018 till November 2019 on Completing 100 years\u00a0 \u00a0(11-11-1919 &#8211; 11.11.2019) We wish Union Bank *A very Happy Birthday to you dear Union Bank of India* Born on 11.11.1919, this day 11.11.2018 is the 100th birthday and Foundation&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3325,"parent":187,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3314","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/3314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3314"}],"version-history":[{"count":5,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/3314\/revisions"}],"predecessor-version":[{"id":3330,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/3314\/revisions\/3330"}],"up":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/pages\/187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/media\/3325"}],"wp:attachment":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}