{"id":4012,"date":"2019-12-28T12:21:04","date_gmt":"2019-12-28T06:51:04","guid":{"rendered":"http:\/\/yourcareerheights.com\/?p=4012"},"modified":"2019-12-28T12:21:05","modified_gmt":"2019-12-28T06:51:05","slug":"rbi-releases-report-on-trend-and-progress-of-banking-in-india-2018-19","status":"publish","type":"post","link":"https:\/\/yourcareerheights.com\/?p=4012","title":{"rendered":"RBI releases Report on Trend and Progress of Banking in India 2018-19"},"content":{"rendered":"<div id=\"pl-4012\"  class=\"panel-layout\" ><div id=\"pg-4012-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-4012-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-4012-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"panel-widget-style panel-widget-style-for-4012-0-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3>RBI released on 24th December 2019 \"<b>Report on Trend and Progress of Banking in India 2018-19\".<\/b><\/h3>\n<p>This report is published in compliance with Section 36 (2) of the Banking Regulation Act, 1949 and it presents the performance of the banking sector, including co-operative banks, and non-banking financial institutions during 2018-19 and 2019-20 so far.<\/p>\n<p>The highlights of the Report are set out below:<\/p>\n<ul>\n<li>The banking sector showed improvement with the gross non-performing assets (GNPA) ratio of Scheduled Commercial Banks (SCBs) declining from 11.2 per cent in March 2018 to 9.1 per cent in March 2019 and a return to profitability in H1: 2019-20.<\/li>\n<\/ul>\n<ul>\n<li>This turnaround has been facilitated by a conducive policy environment underpinned by the traction in insolvency and bankruptcy code (IBC).<\/li>\n<\/ul>\n<ul>\n<li>Recapitalisation of Public Sector Banks (PSBs) shored up the capital position of PSBs.<\/li>\n<\/ul>\n<ul>\n<li>In the co-operative banking arena, the consolidated balance sheet of Urban Co-operative Banks (UCBs) expanded in 2018-19 on account of robust deposit growth, although, a fall in interest income adversely affected their profitability; among rural co-operatives, the financial health of state co-operative banks and district central co-operative banks weakened with an increase in the non-performing assets and slowdown in profitability.<\/li>\n<\/ul>\n<ul>\n<li>The pace of credit expansion by NBFCs, which began slowing in 2018-19, continued in the first half of 2019-20, largely affected by the performance of non-deposit taking systemically important NBFCs (NBFCs-ND-SI), though capital buffers remained above the stipulated norms. Bank credit remained a stable source of funding for NBFCs.<\/li>\n<\/ul>\n<ul>\n<li>The Report also offers some perspectives on the evolving outlook for India\u2019s financial sector.<\/li>\n<\/ul>\n<p>Please click on the following link for Detailed report :\u00a0<a href=\"https:\/\/www.rbi.org.in\/Scripts\/AnnualPublications.aspx?head=Trend%20and%20Progress%20of%20Banking%20in%20India\" target=\"_blank\" rel=\"noopener\">REPORT ON TREND AND PROGRESS OF BANKING IN INDIA<\/a><\/p>\n<p>Source: rbi.org.in<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Reserve Bank of India released the Report on Trend and Progress of Banking in India 2018-19, a statutory publication in compliance with Section 36 (2) of the Banking Regulation Act, 1949. This Report presents the performance of the banking sector, including co-operative banks, and non-banking financial institutions during 2018-19 and 2019-20 so far.<\/p>\n","protected":false},"author":1,"featured_media":3594,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[332,38,5,10,200,2,569,425,45,775],"tags":[777,776,40],"class_list":["post-4012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-annual-report","category-banking","category-banking-jobs","category-economy","category-examination","category-interview","category-nbfc","category-performance-of-psb","category-rbi","category-report-on-trend-and-progress-of-banking-in-india","tag-cooperative-banks-and-nbfc","tag-performance-of-banks","tag-rbi"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/yourcareerheights.com\/wp-content\/uploads\/2019\/06\/RBI-1.jpeg?fit=615%2C262&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4012"}],"version-history":[{"count":1,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4012\/revisions"}],"predecessor-version":[{"id":4013,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4012\/revisions\/4013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/media\/3594"}],"wp:attachment":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}