{"id":4911,"date":"2023-01-14T22:42:04","date_gmt":"2023-01-14T17:12:04","guid":{"rendered":"https:\/\/yourcareerheights.com\/?p=4911"},"modified":"2023-01-14T22:42:04","modified_gmt":"2023-01-14T17:12:04","slug":"report-on-trend-and-progress-of-banking-in-india-2021-22","status":"publish","type":"post","link":"https:\/\/yourcareerheights.com\/?p=4911","title":{"rendered":"Report on Trend and Progress of Banking in India 2021-22"},"content":{"rendered":"<div id=\"pl-4911\"  class=\"panel-layout\" ><div id=\"pg-4911-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-4911-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-4911-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"panel-widget-style panel-widget-style-for-4911-0-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3>The Reserve Bank of India released the <a class=\"links\" href=\"https:\/\/www.rbi.org.in\/Scripts\/AnnualPublications.aspx?head=Trend%20and%20Progress%20of%20Banking%20in%20India\" target=\"_blank\" rel=\"noopener\">Report on Trend and Progress of Banking in India 2021-22<\/a>, a statutory publication in compliance with Section 36 (2) of the Banking Regulation Act, 1949 on 27th December 2022. This Report presents the performance of the banking sector, including co-operative banks and non-banking financial institutions, during 2021-22 and 2022-23 so far.<\/h3>\n<p class=\"head\"><strong>Highlights<\/strong><\/p>\n<ul>\n<li><strong>The consolidated balance sheet of scheduled commercial banks (SCBs) registered double digit growth in 2021-22, after a gap of seven years, led by credit growth, which accelerated to a ten-year high in H1:2022-23.<\/strong><\/li>\n<li><strong>The capital to risk weighted assets ratio (CRAR) of SCBs strengthened from 16.3 per cent at end-March 2021 to 16.8 per cent at end-March 2022, with all banks meeting the regulatory minimum capital requirement of 11.5 per cent as also the common equity tier-1 (CET-1) ratio requirement of 8 per cent.<\/strong><\/li>\n<li><strong>The gross non-performing assets (GNPA) ratio of SCBs has been declining sequentially from its peak in 2017-18 to reach 5.8 per cent at end-March 2022, led by lower slippages as well as reduction in outstanding GNPAs.<\/strong><\/li>\n<li><strong>An acceleration in income and contraction in expenditure boosted the profitability of SCBs in 2021-22, measured in terms of return on equity and return on assets.<\/strong><\/li>\n<li><strong>The financial performance of urban co-operative banks (UCBs) showed improvement in 2021-22, characterised by augmented capital buffers, a decline in GNPA ratio and improved profitability indicators.<\/strong><\/li>\n<li><strong>The NBFC sector maintained comfortable liquidity buffers, adequate provisioning, and a strong capital position during 2021-22, while asset quality improved.<\/strong><\/li>\n<\/ul>\n<p>Please click on the following link to read the full report on :\u00a0<a href=\"https:\/\/www.rbi.org.in\/Scripts\/AnnualPublications.aspx?head=Trend%20and%20Progress%20of%20Banking%20in%20India\" target=\"_blank\" rel=\"noopener\">REPORT ON TREND AND PROGRESS OF BANKING IN INDIA<\/a><\/p>\n<p>Source: rbi.org.in<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Report on Trend and Progress of Banking in India 2021-22, is a statutory publication in compliance with Section 36 (2) of the Banking Regulation Act, 1949. This Report presents the performance of the banking sector, including co-operative banks and non-banking financial institutions, during 2021-22 and 2022-23 so far.<\/p>\n","protected":false},"author":1,"featured_media":2376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[38,45,775],"tags":[40,1082],"class_list":["post-4911","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-rbi","category-report-on-trend-and-progress-of-banking-in-india","tag-rbi","tag-trends-and-progress-in-banking"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/yourcareerheights.com\/wp-content\/uploads\/2017\/05\/RBI3.jpg?fit=621%2C414&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4911"}],"version-history":[{"count":1,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4911\/revisions"}],"predecessor-version":[{"id":4912,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/posts\/4911\/revisions\/4912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=\/wp\/v2\/media\/2376"}],"wp:attachment":[{"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourcareerheights.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}