Banking Promotion Test Study Material – 2018

Dear Friends, We have revised the study Materials for Bank Promotion Tests from Scale I, II, III, IV & V as of 6th June 2018, which covers Current Events Related to Banking, Interview Questions . It will be our endeavor to update the Study Material on a regular basis.The hard copy of the same is available…

IBPS Mock Interview Preparation

Dear Friends,Now with the Interview Call Letters out for RRB PO the time has come for preparation for the Interview. Hence we as a Team are here for grooming the interested candidates aspiring for RRB PO positions in the Bank. Our team consists of seasoned Senior Level Bankers from different Banks. They also have the…

COMMON RECRUITMENT PROCESS FOR PARTICIPATING ORGANIZATIONS/PUBLIC SECTOR BANKS – FREQUENTLY ASKED QUESTIONS (FAQs)

There are various queries from candidates in connection with Common Recruitment Process. We give below the link from IBPS website for the various queries raised.IBPS  has compiled repeated similar queries received from candidates along with their responses to upload on the official website of IBPS for information and benefit of all concerned. Most of the queries are raised…

Interesting facts about Indian Currency

Some interesting facts every Bankers should know.1. 10₹ के सिक्के को बनाने में 6.10₹ की लागत आती हैं. 2. नोटो पर सीरियल नंबर इसलिए डाला जाता हैं ताकि आरबीआई(RBI) को पता चलता रहे कि इस समय मार्केट में कितनी करंसी हैं। 3. रूपया भारत के अलावा इंडोनेशिया, मॉरीशस, नेपाल, पाकिस्तान और श्रीलंका की भी करंसी…

Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector

RBI has on August 1, 2016 released “Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector”.On Tap Licensing is one of the Reforms brought in by the RBI Governor Shri Raghuram Rajan which means Continuous Banking i.e. Now bank licensing process will no longer be a once-in-a-decade affair. It will be an…

Frequently Asked Questions (FAQ’s)

Dear All,I have today posted a Link from RBI site on Frequently asked Questions about Banking, NBFC’s, Foreign Exchange, Currency, Government Securities Market and Payment Settlement etc. Under Study Materials for IBPS PO/Clerk and Bank Promotion Aspirants. All are requested to follow the said link in order to satisfy their queries on the aforesaid subjects.…

Interview Tips for IBPS Specialised Officers

Dear Friends,I have posted Interview Tips for IBPS SO all streams viz, IT, HR, Marketing & Agriculture on Study Materials page. Kindly take note of same as the Interviews are scheduled from 14th March 2016.Follow Link: Interview Tips IBPS-SO

RBI brings Capital Treatment of Banks’ Balance Sheet Items in closer Alignment with Basel Framework

“The RBI has made some amendments to the treatment of certain balance sheet items for the purposes of determining banks’ regulatory capital. The review was carried out with a view to further aligning the definition of regulatory capital with the internationally adopted Basel III capital standards,” it said in a press release on 1st March…

Benefits of SIP

What is SIP ?Systematic Investment Plan (SIP) is an investment vehicle offered by mutual funds to investors, allowing them to invest using small periodically amounts instead of lump sums. The frequency of investment is usually weekly, monthly or quarterly. Benefits of SIP1. Easy Investment.     You can start a SIP in just 5002. SIP can deliver the power of compounding      Total funds accumulated…

Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards

The Reserve Bank of India has addressed the liquidity issues of commercial banks by easing the regulations on the liquidity coverage ratio. On 11th Feb 2016 it allowed banks to qualify 10% of SLR bonds as Liquidity Coverage Ratio (LCR) from 7% earlier, a requirement mandated under the Basel-III accounting norms from their Statutory Liquidity Ratio…