Tips to over-qualified candidates for IBPS PO Interview

Of Late Due to lot of Banking Opportunities available many Job Seekers are vying for Banking Jobs as a safe haven. Since lot of Computerisation has taken place, Core Banking in Place, latest Technological Innovative Banking Products such as IMPS, Mobile banking, Banking Apps and various Payment and settlement systems are being launched now and then by the Banks, there is a need for technological products. Many candidates appearing for Banking Jobs come from Engineering sector, MBA, MTech etc. and hence are overqualified for the Banking Jobs. It is therefore essential for the Over-qualified candidates to bear in mind the following:

Get acquainted with the lower salary and Highly Accountable Job: By having higher qualifications such as Engineering, MBA and other Post Graduate courses you have the prospect of landing up into a more paying and respectable position than banks. The highly qualified candidates have better prospects of high pay scale in the Private Industry or in Central Govt Jobs where Seventh Pay Commission Scale’s are announced, compared to banking and hence they should be prepared to compensate with the lower pay scales

Present yourself wisely in the interview: Don’t boast about your over qualification in the personal interview round of banking recruitment as that could go against your selection, rather than helping you. The panel of interviewers will grill you about your intentions of joining in a post for which you are over-qualified. Thus the candidates must remain balanced while presenting themselves in the interview and convince the panel on your requirement of the job. You should make your qualification a strength relating to the Banking Jobs. You can say that how your qualification will help improving Banking Business. eg.A candidate from civil engineering field can specify that his knowledge of civil engineering can be helpful in assessing the fair valuation of the collateral securities and see that the valuers do not give an inflated valuation. Similarly  MBA can make his qualification as a strength in marketing of Banking products and effective management of the role you are placed in.


Make your point clear in the interview: The over qualified candidates must be honest to the panel of interviewers and tell them the grounds they have chosen and decided to apply for the banking job. If the candidate has left a job or is not satisfied with the job, he should mention the same to the concerned authority and state the interest to join the banking industry.


Show your intent on working for the bank: Do not make the interview panel feel, that you might get bored by the kind of job you have to do in the bank and ultimately you would leave the bank job. Any Negative feeling would make your chances of selection poor.

Get your NOC from previous Employer before Bank Interview: If you are already working in any comp

any and have applied for IBPS PO job, then before the interview round, you should get your No Objection Certificate (NOC) from the company you are working presently. The over qualified candidates who have just left their jobs, must produce NOC to appear for the interview round and get the opportunity to work for the bank.

Never Speak Against the Previous Employer: On many occasions the candidates in their over enthusiasm start speaking negatively about their previous Employer. This gives an adverse impact on the Interview Panel and the chances of getting rejected become more.

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