Practical Banking Lessons from Sir Waman D Gokhale

Waman D Gokhale

Flat No 19,Ganesh Pooja,Near Mahavir Furniture & Electronics,Bibwewadi,
Pune – 411037

E-mail                                        :   waman.gokhale@gmail.com    
Phone Number                         :  +91 7350901500 (+91 9833224068)

DEAR READERS
I am receiving daily 10/12 queries
1. How to order for
"Banking Beyond Books"
a book on application of soft skills.
2. How I shall I pay?
-------+-+-+-----------
1. SMS your full name & Postal address with pin to me on my mobile, FB,WhatsApp or mail address. 7450901500 waman.gokhale.@gmail.com
2. The cost is Rs180+postage is Rs250 per copy.For more than (1 copies actual postage)
And
My Account details are Waman Gokhale
SB account no- 00000003077385296
Central Bank of India, Fort, Mumbai- 400023 & IFSC CBIN0280621.

Appraisal Technique – Important points be remembered/ complied for sanction

Credit Appraisal & Monitoring

1. Every Credit proposal is basically a decision making exercise.It is a function of Information, Intuition and its application.
2 .Three pillars of Appraisal are Integrity , Financials and Market Trends.
3 We draw Financial/Credit/Due diligence report. This report helps us to understand the Credit Worthiness of the borrower as well as his Financial worth.Thus it is a report giving Quality and Quantity ie Net Worth.
4 We also discussed what are the common terms meant Technical feasibility, Economic and Commercial viability.
4 We also discussed SWOT analysis and its application in decision making.
5 The time and depth applied in appraisal of these aspects depend upon the Credit limit ie exposure we have to sanction.
 
Lesson No. 3 - Credit Appraisal
Lesson No, 5 - Concepts used in Appraisal
Lesson No. 6 - SWOT Analysis
Lesson No. 7 - Types of Securities - I
Lesson No. 8 - Types of Securities - II
Lesson No. 30 - QIS-I Statement
Lesson No. 31 - QIS II & III Statements
Lesson No. 32 - Monitoring of Advance Accounts
Lesson No. 33 - Stock Inspection
Lesson No. 34 – Stock Inspection of a Manufacturing unit under SME.
Lesson No. 35- Monitoring
Lesson No. 36 - Credit appraisal-Interview of the Borrower

Comments

  1. Devinder Kumar Kaushik September 25, 2016 at 11:09 am

    Sir, whether first I have to transfer the amt to ur a/c?

    • admin September 25, 2016 at 1:59 pm

      This website is entirely free for all which money you wish to transfer? If it is for the book written by Shri Waman Gokhle then you have to send money to him as per his direction directly in his account and he will send the book to you. Better be in touch with him.

  2. OteliaMGuice September 29, 2016 at 10:27 pm

    I don’t know the way i ended up here, however i thought this post
    was great. I don’t know your identiity but certainly you will be attending a famous blogger in the event you aren’t already 😉 Cheers!

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.